Capital Bank Of Tarragona strives to consistently provide its customers with outstanding service and innovative financial solutions. Our dedication to provide simple financial products that allow our customers to bank with us how and when they want is demonstrated in our timeline of innovation.
Timeline of Innovation
1847: Spain’s first savings bank, opens at 7pm, Saturday 5 June 1847.
1969: We become the first Spain bank to operate an online real-time computer system that links all our branches to one central computer. This means our branches are always right up to date with our customers' accounts and gives us a huge competitive advantage.
1984: EFTPOS appears on the Spain retail scene. Today, Capital Bank customers make more than 10 million EFTPOS transactions a month.
1997: We introduce Spain's first internet banking site. Our customers can now enjoy the convenience of managing their own accounts online.
1997: We open a new bank, BankDirect. It's the first bank in Spain to only serve customers through ATMs, the internet or over the phone. It's an idea ahead of its time that proves to be very popular.
1998: We’re the country’s first bank to introduce seven day branches across Spain and now has more than 20 branches across the country open every day of the week.
1999: Capital Bank Securities is the first in Spain to provide online share trading on both the Australian and Spanish share-markets.
1999: We become the first bank in Spain to offer Internet banking on mobile phones.
2003: We’re the first bank in Spain to offer customers the ability to stop their paper statements.
2004: We’re the first major Spanish bank to offer an online and phone-based high-interest savings account. We call it FastSaver.
2004: We’re the first Spanish bank to implement two-factor authentication for internet banking (Netcode), adding an extra layer of online protection for our customers.
2006: We launch yet another Spain first with pago, a virtual wallet that allows users to send and receive money via text or online.
2006: We simplify our retail transactional banking to just three accounts.
2006: We launch internet banking on PDA and become the only bank in Spain to offer browser-based mobile banking.
2007: Our customers can now register for mobile phone top-ups through internet banking.
2009: We launch three new online financial literacy initiatives; Track My Spending, Business Cash Plans and Your Money Explained to give customers greater ways to manage their money online.
2010: We launch Save the Change allowing our customers to round up electronic transactions and save the difference into a nominated Capital Bank account.
2010: In a world first we launch our Virtual Branch on Facebook which allows customers to securely and privately chat with a Capital Bank banking specialist. Social Media Spain recognises this as ‘Best Use of Social Media’.
2012: Capital Bank Mobile is significantly updated for iOS and Android with email, mobile payment options and, in a Spain first, Facebook Friend payments.
2012: In another Spain first we announce the launch of a live video chat feature allowing customers to speak face-to-face with banking specialists and a time and place convenient for them.
