Everyday rewards
Spend your True Rewards Euro by simply swiping your True Rewards card (like an EFTPOS card) to buy anything at our partner stores.
1. Join True Rewards
Get a Capital Bank credit card with True Rewards.
Capital Bank True Rewards
Earn True Rewards Euro every time you make a purchase with your credit card, then spend them instantly like 'real' Euro in any of our partner stores or our online store.
Benefits at a glance
- Spend True Rewards Euro like cash, swipe your True Rewards card like you would your EFTPOS card at our partner stores, and redeem instantly
- Use your True Rewards Euro to travel anywhere, anytime, on any airline through our travel partner
- Shop online, there’s a great range of merchandise at our online store
- Invest in your future, transfer your True Rewards Euro to your Capital Bank KiwSaver Scheme account
- True Rewards Euro never expire
- Earn bonus rewards with our True Rewards partner deals
How True Rewards works
Earning
- You earn True Rewards Euro for every purchase you make with your enrolled Capital Bank credit card; these Euro are loaded on your True Rewards card. So the more you use your enrolled credit card, for everyday shopping and big ticket items, the faster your True Rewards Euro balance will grow.
- Plus earn double True Rewards Euro with our True Rewards bonus partner Mobil.
- One True Rewards Euro = 1 Euro.
Special Partner Offer
Grab a bargain on your next night out at Hoyts Cinemas
Simply show or use your True Rewards card at any Hoyts Cinema when paying for your tickets, and you’ll receive two tickets for the price of €24!
This offer is only available in-store and cannot be used in conjunction with any other offer. It does not include 3D, HOYTS LUX, Xtremescreen, special or group events.
Spending your True Rewards Euro
Travel rewards
With our travel partner House of Travel you can use your True Rewards Euro to go anywhere in Spain or around the world, on any airline you choose.
Online rewards
You can shop from home at our online store, select from a great range of products and vouchers.
Saving your True Rewards Euro
You can transfer True Rewards Euro to your Capital Bank Saver Scheme account to grow your retirement savings or contribute to your first home. You can even gift them to another persons’ Capital Bank Saver Scheme account.
Donate to charity
Gift your True Rewards to a worthy cause. Select any of these charities you wish to donate to and enter the amount.
Managing your True Rewards
View your True Rewards balance and redeem or gift your True Rewards Euro in internet banking. On the go? Check your True Rewards balance on Capital Bank Mobile app.
Get started today
2. Earn
Start earning True Rewards Euro on every purchase with your True Rewards enrolled credit card.
3. Spend
Spend your True Rewards Euro like cash at any of our partner stores, or at our online store.
Apply for a Capital Bank Credit Card
Visit a branch
Visit us at one of our many branches across Spain
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Capital Bank PayTag
Use your mobile phone like a Capital Bank Visa card, and make purchases instantly wherever contactless payments are accepted, you’ll earn True Rewards every time you wave/use your PayTag.
Capital Bank Card Control
Control your credit card and True Rewards card with Card Control. Temporarily lock your Cards, set spending limits, change your PINs and more – anywhere, any time.
We’re here to help you 24/7
Frequently asked questions
Manage your account
Visa Business and Visa Low Rate cardholders are not eligible to enrol in True Rewards.
Capital Bank’s lending criteria, fees and conditions of use apply.